Hi all! A winter of illness brought a stillness to the blog. Despite feeling that a cold is trying to sneak up on me like an inappropriate Uncle at a wedding I am here and talking to you guys!
So with illness came a consumerist slip. I naively (arrogantly) thought my consumerist path was behind me. But no. She was there waiting. Like any addiction excessive anything can be unhealthy. For me it’s shopping.
I knew that when I recently got a pay rise that in my head I’d somehow calculated that I can afford this or that, ooh and that too. So I needed to work out how much I have veered off track. Are you ready? Sitting down? Strong beverage to hand?
So instead of looking at individual monthly spends I added up the last four months of credit card spend and divided by four to get an average. Yes Christmas, yes there’s a couple of days that end in a Y there… But enough with the excuses. How much has my average credit card spend crept up to?
Well £400 a month. I am shocked.
Poor health has no doubt played a part. I need to stop the credit card spend – the only exceptions are repairs for health, home or car. My action plan for February is to get back on track. To spend more wisely. Particularly on experiences not stuff. I’ve decided to do some groundwork to support this:
- Unsubscribe from sales emails telling me I only have a few hours to save money or get a free gift.
- Unfollow consumerist stuff based blogs/vlogs. They use the most powerful form of marketing, word of mouth.
- Give myself permission to spend (real money) on experiences, not things. Stuffocation by James Wallman will be my inspiration for this.
So I’m back. I’m in a pickle but the ground rules are simple. No credit card spend. Instead spend real money on experiences not stuff.
Have a brilliant day,